Privacy Policy

At Money Mondays, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and subscribe to our newsletter.

1. Information We Collect

Personal Information

We collect the following personal information when you subscribe to our newsletter:

• Email Address: Required for newsletter delivery
• Subscription Date: To track when you joined our newsletter
• IP Address: For security and analytics purposes

Automatically Collected Information

When you visit our website, we automatically collect certain information:

• Browser type and version
• Operating system
• Pages visited and time spent on our site
• Referring website
• Device information (mobile, desktop, tablet)

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

• Remember your preferences
• Analyze website traffic and usage patterns
• Improve our website functionality
• Prevent spam and abuse through reCAPTCHA

2. How We Use Your Information

We use your personal information for the following purposes:

• Newsletter Delivery: To send you our weekly Money Mondays newsletter
• Communication: To respond to your inquiries and provide customer support
• Analytics: To understand how our newsletter and website are used
• Security: To protect against spam, fraud, and abuse
• Legal Compliance: To comply with applicable laws and regulations

3. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

Service Providers

We may share your information with trusted third-party service providers who assist us in:

• Email delivery and newsletter management
• Website hosting and maintenance
• Analytics and performance monitoring
• Security and fraud prevention

Legal Requirements

We may disclose your information if required by law or in response to:

• Court orders or legal processes
• Government requests or investigations
• Protection of our rights, property, or safety
• Prevention of fraud or illegal activities

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against:

• Unauthorized access, alteration, disclosure, or destruction
• Data breaches and cyber attacks
• Loss or theft of information

5. Your Rights and Choices

Unsubscribe

You can unsubscribe from our newsletter at any time by:

• Clicking the "unsubscribe" link in any newsletter email
• Contacting us directly using the information below

Data Access and Correction

You have the right to:

• Access the personal information we have about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Object to processing of your information
• Request data portability

Cookie Preferences

You can control cookies through your browser settings. Note that disabling cookies may affect website functionality.

6. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information in accordance with applicable data protection laws.

7. Data Retention

We retain your personal information for as long as necessary to:

• Provide our newsletter service
• Comply with legal obligations
• Resolve disputes and enforce agreements

When you unsubscribe, we will delete your information within 30 days, except where retention is required by law.

8. Children's Privacy

Our service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that we have collected such information, we will take steps to delete it promptly.

9. Third-Party Links

Our newsletter may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make changes, we will:

• Update the "Last Updated" date at the top of this policy
• Notify subscribers of material changes via email
• Post the updated policy on our website

Your continued use of our service after changes become effective constitutes acceptance of the updated policy.

11. Legal Basis for Processing (GDPR)

For users in the European Union, our legal basis for processing your personal information includes:

• Consent: When you subscribe to our newsletter
• Legitimate Interest: For analytics and security purposes
• Legal Obligation: When required by law

12. California Privacy Rights (CCPA)

California residents have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected
• Right to delete personal information
• Right to opt-out of the sale of personal information
• Right to non-discrimination for exercising privacy rights

Note: We do not sell personal information to third parties.